HELP Fund Loan Program

The Heartland Economic development Loan Program (HELP) Fund promotes community HELPFundlogo.jpgdevelopment in customer communities through a revolving loan fund. It provides funds for business ownership and expansion, job creation and retention, and entrepreneurial endeavors.

Loans from the HELP fund offer interest rates that are lower than traditional rates, as well as financing for 10 years for land, buildings and permanent fixtures. Customers can also receive financing for up to 10 years or the useful life of machinery and equipment. Loans will not exceed 75 percent of the total project cost.

To date, Heartland has awarded more than $4 million to 18 recipients through the HELP Fund. The funds have contributed to infrastructure improvements, regional preparations for growth, investments in new businesses and more.

Heartland customers, their local economic development corporations and businesses served by our customers are eligible. Visit our Forms & Applications page to apply.


In accordance with Federal law and U.S. Department of Agriculture policy, this institution is prohibited from discriminating on the basis of race, color, national origin, age, disability, religion, sex and familial status. (Not all prohibited bases apply to all programs). To file a complaint of discrimination, write USDA, Director Office of Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or call (800) 795-3272 (voice) or (202) 760-6382 (TDD).

Heartland Consumers Power District is an Equal Employment Opportunity Employer. Discrimination because of gender, race, color, religion, national origin, age, disability or veteran’s status is prohibited. Heartland recruits, hires, trains and promotes the most qualified person into all levels without regard to age, race, color, religion, national origin, gender or disability (except where disability and gender are bonafide occupational qualification).